Permanent Disability Pension Procedure

1.- Purpose:

This is a financial benefit that seeks to cover the loss of income suffered by a worker whose ability to work is permanently reduced or impaired due to an illness or accident.

2.- Beneficiaries:

People included in any Social Security scheme that meet the requirements of the corresponding disability level.

3.- Degrees:

• Partial for the usual profession: It causes a reduction in performance of no less than 33% for this profession.

• Total for the usual profession: Prevents the worker from carrying out his/her current profession, but he/she is still capable of working in another capacity.

• Absolute for all work: Prevents the worker from performing any type of work or trade.

• Serious disability: When the permanently disabled worker requires the assistance of another person to carry out the most basic activities.

4.- Requirements:

Depending on the degree of disability, some general and contributory requirements apply. If the disability is the result of an accident, whether work-related or not, or an occupational disease, no previous contributions are required.

5.- Amount:

Determined by the base pension and the percentage applied according to the recognised level of permanent disability.

• Partial permanent disability, consists of lump-sum compensation (24 monthly instalments of the base pension used to calculate the temporary disability).

• Total permanent disability, 55% of the base pension. It will be increased by 20% after the worker is 55 years of age if, due to various circumstances, it is determined that it is difficult for the worker to find employment in a different profession from his usual one.

• Absolute permanent disability, 100% of the base pension.

• Serious disability, obtained by applying the percentage corresponding to total or absolute permanent disability, plus a supplement, to the base pension.

You can contact us for more information on the matter.